Personal & Business Auto Financing in Nassau & Suffolk County, NY

Financing that Works

Finding the right vehicle is only part of the car-buying process. Finding
the right financing can be just as important. At Turn Auto Mall in
New Hyde Park, NY, we help qualified buyers explore auto financing
options for pre-owned cars, SUVs, trucks and luxury vehicles.

Whether you’re purchasing a vehicle for yourself or exploring financing
for a vehicle used by your business, our team works with lending sources
to help customers throughout Nassau County, Suffolk County and
Long Island understand the financing options that may be available
to them.

MORE LENDERS. MORE OPTIONS. LET’S GET YOU DRIVING.

EXPLORE AUTO FINANCING

|

APPLY FOR FINANCING

Auto Financing That Works for You

Every vehicle buyer is different. Income, credit history, down payment,
vehicle selection, loan amount and other factors can all affect the financing
options available for a particular transaction.

Turn Auto Mall’s finance department works with customers with a range of
credit profiles. Our current finance program includes options for qualified
buyers with excellent credit, challenging credit and little or no
established credit history.

Instead of assuming there is only one financing path, our team can help
qualified customers explore available lending options based on the individual
transaction and applicable lender requirements.

Personal Auto Financing in Nassau County, NY

If you’re buying a vehicle for personal use, Turn Auto Mall can help you
explore financing for a wide variety of pre-owned vehicles.

Our New Hyde Park location is convenient for buyers throughout Nassau County,
including New Hyde Park, Garden City, Mineola, Floral Park, Elmont,
Franklin Square, Hempstead, West Hempstead, Westbury, Hicksville, Levittown,
East Meadow, Freeport, Merrick, Bellmore, Massapequa, Valley Stream,
Rockville Centre, Great Neck, Manhasset and Farmingdale.

Whether you need a commuter vehicle, family SUV, pickup truck or luxury
vehicle, you can begin by

browsing Turn Auto Mall’s current pre-owned inventory.

Auto Financing for Suffolk County Car Buyers

Turn Auto Mall also works with customers traveling from communities throughout
Suffolk County, NY.

If you’re searching for used car financing in Suffolk County, you can begin
the process online before traveling to our New Hyde Park dealership.

We welcome shoppers from communities including Huntington,
Huntington Station, Melville, Dix Hills, Commack, Deer Park, Brentwood,
Bay Shore, Babylon, West Babylon, Lindenhurst, Amityville, Smithtown,
Hauppauge, Islip, Ronkonkoma, Holbrook, Farmingville, Medford and
Patchogue.

Starting online allows you to browse current vehicles and begin a financing
application before making the trip.

Business & Commercial Vehicle Financing Options

A vehicle can be more than transportation. For many Long Island businesses,
a vehicle is an important part of daily operations.

Turn Auto Mall can help qualified customers explore available
business and commercial vehicle financing options for
eligible transactions and vehicles.

Depending on your business needs and current inventory, you may be shopping
for a pickup truck, SUV, van, sedan or another vehicle used in connection
with your business.

Business financing requirements can differ from consumer financing.
Available programs, documentation requirements, rates, terms and vehicle
eligibility depend on the lender and individual transaction.

Contact our finance department to discuss the type of vehicle you’re
looking for and the financing options that may be available.

Financing Options for Different Credit Situations

A less-than-perfect credit history does not necessarily mean you should
stop looking for your next vehicle.

Turn Auto Mall works with customers across different credit situations,
including qualified buyers with:

• Excellent or established credit
• Challenging credit
• Limited credit history
• Little or no established credit history
• Different down-payment situations

Credit approval is never automatic. Financing availability, interest rate,
term, required down payment and maximum amount financed depend on the
customer’s qualifications, selected vehicle and lender requirements.

The best way to understand your potential options is to

submit a financing application.

Shop Cars, SUVs, Trucks & Luxury Vehicles

Financing is more useful when you have a broad selection of vehicles to
choose from. Turn Auto Mall carries a changing inventory of pre-owned cars,
SUVs, crossovers, trucks, vans and luxury vehicles.

Current and recent inventory includes vehicles from manufacturers such as
Honda, Toyota, Kia, Jeep, Chevrolet, Ford, BMW, Mercedes-Benz,
Land Rover, INFINITI and other popular brands.

Depending on availability, shoppers may find models such as the
Honda Accord, Toyota Camry, Jeep Compass, Jeep Grand Cherokee,
BMW 3 Series, Mercedes-Benz C-Class, Mercedes-Benz S-Class,
Land Rover Range Rover Sport and INFINITI QX60.

Inventory changes as vehicles are purchased and sold, so always check
our current inventory for actual availability.

SHOP CURRENT USED VEHICLES

Finance a Used SUV on Long Island

SUVs and crossovers are popular with Nassau and Suffolk County drivers
who need passenger space, cargo room and everyday versatility.

Turn Auto Mall’s changing inventory may include compact SUVs,
family crossovers, three-row SUVs, premium SUVs and performance SUVs
from brands such as Honda, Toyota, Jeep, Chevrolet, BMW,
Mercedes-Benz, Land Rover and INFINITI.

Qualified buyers can explore financing based on the particular SUV,
purchase price, down payment, credit profile and lender requirements.

Luxury Car Financing in Nassau & Suffolk County

Turn Auto Mall also carries pre-owned luxury and performance vehicles.
That gives Long Island buyers the opportunity to explore financing while
comparing vehicles from multiple premium manufacturers in one place.

Depending on current inventory, you may find pre-owned vehicles from
BMW, Mercedes-Benz, Audi, Lexus, Land Rover, Cadillac,
Acura, INFINITI and Porsche.

Luxury vehicle financing can vary based on vehicle age, mileage, value,
loan amount and lender guidelines. Our finance team can help qualified
buyers understand the options available for a specific vehicle.

Trade Your Current Vehicle Toward Your Next Purchase

Your current vehicle may also play an important role in your next transaction.
If you have a car, SUV or truck to trade, Turn Auto Mall can evaluate it
and determine its current appraised value.

If your vehicle has positive equity, that equity may potentially be applied
toward another vehicle purchase. If you still have a loan, the current
payoff can be compared with the vehicle’s appraised value.

Vehicle values depend on factors including year, make, model, mileage,
condition, equipment, vehicle history and current market demand.

VALUE YOUR TRADE

You can also read our

guide to trading in your vehicle at Turn Auto Mall.

Can I Finance a Vehicle If I Still Owe Money on My Trade?

Potentially. Many buyers replace vehicles that still have an outstanding
loan.

The first step is determining the current payoff and comparing it with
the appraised value of the trade.

If the trade is worth more than the payoff, the difference represents
positive equity that may potentially be applied to the next transaction.
If the payoff exceeds the appraised value, there is negative equity.
How that difference is handled depends on the new transaction, vehicle,
customer qualifications and lender requirements.

Down Payments and Auto Financing

The appropriate down payment is not identical for every customer.
Credit profile, vehicle price, lender requirements, trade equity and
amount financed can all affect the transaction.

If you’re trading a vehicle with equity, that value may potentially
reduce the amount that needs to be financed. Customers may also choose
to provide additional cash down depending on the transaction.

Our finance team can explain the structure of the proposed financing
before you complete the purchase.

Why Apply for Auto Financing Before Visiting?

Starting your financing application online can make your dealership visit
more efficient. It gives the finance team information needed to begin
reviewing your request before you arrive.

You can also browse vehicles online at the same time and identify the
cars, SUVs or trucks that interest you.

Start here:

Apply for Auto Financing at Turn Auto Mall.

Used Car Financing Near Nassau County ZIP Codes

Turn Auto Mall’s New Hyde Park location is convenient to drivers throughout
many Nassau County communities and ZIP codes, including areas around
11001, 11003, 11010, 11020, 11021, 11023, 11024, 11030,
11040, 11050, 11501, 11507, 11514, 11530, 11542, 11550, 11552,
11553, 11554, 11557, 11558, 11560, 11563, 11565, 11566, 11570,
11572, 11575, 11576, 11577, 11580, 11581, 11590, 11710, 11714,
11735, 11756 and surrounding areas.

Used Car Financing for Suffolk County Communities

Customers also travel to Turn Auto Mall from western and central Suffolk
County. Communities we serve include Huntington, Melville,
Dix Hills, Commack, Deer Park, Brentwood, Bay Shore, Babylon,
Lindenhurst, Amityville, Smithtown, Hauppauge, Islip, Ronkonkoma,
Holbrook and Patchogue.

If you’re traveling from Suffolk County, we recommend browsing current
inventory and beginning your financing application online before visiting.

Why Finance Your Next Vehicle at Turn Auto Mall?

• Personal Auto Financing — Financing options for qualified individual buyers.
• Business & Commercial Vehicle Financing — Explore eligible financing options for business vehicle purchases.
• Multiple Lending Options — Financing possibilities vary by lender, vehicle and applicant.
• Different Credit Profiles — Options may be available for excellent, challenging and limited credit situations.
• Large Pre-Owned Selection — Cars, SUVs, trucks, vans and luxury vehicles.
• Trade-Ins Welcome — Your current vehicle’s equity may potentially help with your next purchase.
• Online Financing Application — Start the process before visiting the dealership.
• Long Island Location — Conveniently located in New Hyde Park for Nassau and Suffolk County shoppers.

Start Your Auto Financing Process Today

If you’re searching for auto financing in Nassau County or
Suffolk County, NY, start your search with Turn Auto Mall.
Explore our current inventory, value your trade and submit a financing
application online.

SHOP. FINANCE. TRADE. DRIVE.

APPLY FOR FINANCING

|

SHOP USED VEHICLES

|

VALUE YOUR TRADE

Turn Auto Mall
2 Jericho Tpke
New Hyde Park, NY 11040
Sales: 516-246-9283

Auto Financing Frequently Asked Questions

Does Turn Auto Mall offer auto financing?

Yes. Turn Auto Mall helps qualified customers explore financing options
for pre-owned vehicles. Available programs, rates, terms and down payments
depend on the applicant, vehicle and lender requirements.

Can I apply for financing before visiting Turn Auto Mall?

Yes. Customers can begin the financing application online before visiting
the dealership in New Hyde Park.

Does Turn Auto Mall offer financing for challenging credit?

Turn Auto Mall works with customers across a range of credit profiles,
including qualified applicants with challenging, limited or little
established credit history. Approval is subject to lender requirements.

Are business vehicle financing options available?

Business and commercial vehicle financing options may be available for
qualified customers and eligible transactions. Requirements and available
programs vary by lender and transaction.

Can I trade in a vehicle that still has a loan?

Yes. The outstanding payoff can be compared with the vehicle’s appraised
value. Any positive or negative equity is considered as part of the
overall transaction and applicable lender requirements.

Does Turn Auto Mall serve Suffolk County?

Yes. Turn Auto Mall serves vehicle shoppers throughout Long Island,
including Nassau County and Suffolk County, from its New Hyde Park location.

What vehicles can I finance at Turn Auto Mall?

Turn Auto Mall carries a changing selection of pre-owned cars, SUVs,
crossovers, trucks, vans and luxury vehicles. Vehicle availability and
financing eligibility vary.

Financing Disclaimer: Financing is subject to credit
approval and applicable lender requirements. Rates, terms, down payments,
amount financed, vehicle eligibility and available programs vary by
applicant and transaction. Business financing programs may have additional
documentation and eligibility requirements. Vehicle inventory and financing
programs are subject to change. See Turn Auto Mall for complete details.